Josie shook her head with a mixture of frustration and resolve, her patience with Ruby thoroughly exhausted. "Ruby, if you've got the energy to hop around me, then hustle up and pay back what you owe. If you don't, I'll have the courts force your hand. I wonder how your dear Xavier will look at you then." With a decisive click, Josie ended the call and promptly blocked Ruby's number.

On the other end, Ruby paced back and forth like a caged animal, her mind racing with anxiety.

Ten million bucks. How on earth was she going to cover that debt?

Clutching her phone like a lifeline, Ruby dialed Xavier's number once more. Xavier, the man she had looked down on, was now out of her reach, and it galled her. The catch she'd worked so hard to reel in was slipping away, and she wasn't ready to let go without a fight.

Ruby bombarded Xavier with messages, her tone a mix of desperation and false humility, all in a bid to win him back.

Lauren watched Ruby's frantic antics with a growing sense of concern. "Ruby, honey, take a breather. Have some chicken soup, and catch some Z's. Don't worry, I'll get your dad to cover for you. There's no way our family can't come up with a measly ten million. I could just tear that bitch apart. How could she ask for so much?"

Lauren pulled out her phone and called Billy. "Billy, get that ten million to Josefina, pronto. Ruby's a mess over this. Money talks, so let's settle this and keep Josefina from dragging our girl through the mud." Billy's response was a blend of anger and exasperation. "Lauren, do you think we're made of money? That we've got a money tree in the backyard? Ten million dollars isn't chump change. Ever since our long- lost daughter waltzed back into our lives, it's been nothing but trouble. I can't just conjure up ten million bucks. If you've got it, then by all means, settle her debt."

Billy's harsh words hung up in the air, and Ruby, who had overheard everything, felt the sting.

How could they not have evem ten million dollars?

Ruby's expression crumpled, and she turned to Lauren with a mix of guilt and self-pity. "Mom, it's all my fault. I just wanted to make you proud, to help out the family. I never meant for any of this to happen. Maybe you should just send me back to the orphanage. That might cool Josie off, and she might drop the demand for the money."

Ruby's tears tugged at Lauren's heartstrings. She wrapped her arms around Ruby, whispering words of comfort. "Don't you worry, Ruby. I'll take care of everything."

Ruby looked up, her eyes wide with a mixture of hope and confusion. "Mom, what can you possibly do?"

"I have something of Josefina's, something she left behind that I know she treasures. If I give it back to her, I'm sure she'll drop this whole thing."

Ruby's mood shifted like the sky after a storm, her arms wrapping around Lauren in gratitude. "Mom, you're the best."

Lauren patted Ruby's hand, her eyes full of affection. "Now, you sit tight. I'm going to see Josefina. You stay here and wait for the good news."

She headed upstairs to get ready. Moments later, she came back down, with a purse in hand.

"Mom, let me go with you," Ruby said, rising to her feet.

Lauren waved her off. "No need. Seeing that girl will just get you riled up again. Leave it to me, and wait here."

With a reluctant nod, Ruby settled back on the couch, watching as Lauren left.

Lauren climbed into the car and directed the driver to Josefina's office building.

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